It is essential that you receive fair compensation for your homeowner’s claim, just like any other insurance claim that you file. Having an experienced attorney on your side can help you ensure that you receive a settlement that is not only fair but will cover your losses.
Homeowner’s insurance claims are inherently stressful. Whether a significant windstorm blew through your community and destroyed your roof, or your home sadly became a pile of rubble and ashes after an electrical fire, you deserve to be treated with care and respect during this challenging time. You also have rights as a policyholder under California insurance laws. Unfortunately, homeowners do not always find this type of treatment from their homeowner’s insurance companies. Instead, many turn to a compassionate and experienced Orange County insurance claims attorney to not only get the respect they deserve but the fair and timely processing of their claim.
What is the Value of Your Homeowner’s Insurance Claim?
The value of your homeowner’s insurance claim will depend on many factors. These include:
- The type and amount of your homeowner’s insurance policy
- The extent of the damages to your home
- How long you will need to live away from your home while repairs are made
- The value of your other belongings that need to be replaced
- Your deductible
Much like auto accident claims, homeowner’s insurance claims are frequently undervalued by the insurance company. Having a seasoned Orange County insurance claims lawyer can help you ensure that you are being paid fairly for your claim.
After you are allowed back in your home after the damages are done, you will need to set up a meeting with a claims adjuster for your homeowner’s insurance company. It is a good idea to have your Orange County insurance claims attorney attend this meeting. The adjuster should thoroughly inspect all the damages to your home and property and offer you a sum of money for the repairs and replacements.
Receiving Money for Your Claim
Keep in mind that the first check you receive from the insurance company is usually an advance against the total settlement amount and not the final payment. If both your home and other property and belongings are damaged, you will likely receive two different checks as if they are separate claims. If you need to live elsewhere while your home is fixed, you will also receive a check for those living expenses. Your Orange County insurance claims lawyer can explain more about the claims and payment process to you.
Contact an Orange County Insurance Claims Attorney
At the Law Offices of Jerrod Paul, our results speak for themselves. We aren’t afraid to stand up to large insurance companies or corporations to get our clients what they fairly deserve. No matter how big or how small your homeowner’s insurance claim might seem, we can meet with you to determine the next best steps. Schedule your free consultation with an experienced Orange County insurance claims attorney at the Law Offices of Jerrod Paul. Call (407) 588-0343 or contact us online today. The sooner you contact us, the sooner we can go to work for you.BACK TO BLOG