The insurance claims process can be confusing. If you are not careful, your insurance company could take advantage of you during this process. When you hire an attorney, they can further explain this process and ensure that your rights are protected.
Inevitably, most drivers will be involved in an auto accident at least once in their lives. Industry experts estimate that most drivers are involved in one-car accident about every 18 years. As such, drivers must know what to expect from the insurance claims process as well as when to reach out to a seasoned Orange County insurance claims attorney because the claims process is not going as it should.
The first step in the claims process is for you to gather information. At the scene of the accident, you will need to get the following pieces of information:
- Names, contact, insurance, and vehicle information for anyone involved in the accident
- Location, time of day, and weather conditions
- Photos of vehicle damage
- Names and badge numbers of any officers that responded to the incident
If you are injured and unable to get this information, some of it can be found in or through the responding law enforcement officer’s report. If you hire an Orange County insurance claims lawyer, they can also help you get any necessary information for your claim.
Time is of the Essence
You do not have an unlimited amount of time to file your car insurance claim. Time frames for filing a claim may vary by insurer and are determined in compliance with state laws. In California, you must notify your insurance carrier promptly of any accidents. If you choose to file a lawsuit, you have two years from the date of the accident to do so per California’s statute of limitations. If you are injured, it can be challenging to focus on getting your claim filed while you recover, but an experienced Orange County insurance claims attorney can help handle this for you.
After the Claim is Filed
After you have filed your claim, your insurance adjuster may contact you with additional questions. If you have hired an attorney, they will need to go through your attorney to speak to you. The adjuster should work with you to get your repair estimate, and if you desire, the repairs completed. If you file a Med Pay claim, they should work with you to get those bills paid as well. The adjuster will offer you a settlement for your claim.
If they are taking too long to offer you the settlement or are not offering you one that you are confident is fair, it is imperative that you have an experienced lawyer on your side.
Questions about a Claim? Call a Knowledgeable Orange County Insurance Claims Attorney Today
At the Law Offices of Jerrod Paul, our results speak for themselves. We have helped numerous auto accident victims file their claims and pursue the compensation they deserve. We will do the same for you. Schedule your free consultation with a qualified Orange County insurance claims lawyer by calling (407) 588-0343 today or contacting us online.BACK TO BLOG