Homeowner claims are sometimes denied regardless of the veracity of the claim in question, and you shouldn’t let this insurance company tactic dissuade you from continuing to fight for the compensation to which you’re entitled.
If your home is damaged by a storm, by flooding, by a leak, or by any other means, taking care of the problem efficiently is critical to ensuring that your home doesn’t become even more damaged as time passes. If your insurance claim has been denied, you may think all hope is lost and that you’ll have to simply cover the costs of repair on your own, but this isn’t necessarily the case. You purchased your homeowner’s insurance in good faith, and an experienced Orange County insurance claims attorney will advocate on behalf of the good-faith settlement amount to which you are entitled.
If Your Claim Has Been Denied
If your home has been damaged, you naturally assume that the insurance you purchased for this very event will cover your losses and allow you to restore your home to a safe and working order. If instead, your homeowner’s claim is denied outright, it can be very disheartening. The fact is, however, that you can fight this denial, and you are well-advised to do so with the professional legal counsel of an experienced insurance claims attorney by your side.
The Insurance Company
The insurance company that denied your claim is a business like any other, and they do what they can to maximize their profits. One method of doing so involves denying claims outright, and some claimants are simply too exhausted and/or frustrated to fight back. Further, some claimants don’t even recognize that they can fight their denied claims. Insurance companies rely upon these reactions (and others like them) to help bolster their bottom lines.
Tactics Employed by Insurance Companies
Insurance companies have many tools at their disposal that help them keep their costs down, and some companies use more brazen tactics than others. If your homeowner’s claim has been denied outright, just assume it’s a tactic and consult with a skilled insurance claims attorney sooner rather than later. The most common mechanisms insurance companies employ for denying homeowner’s claims include:
- Classifying the damage in your claim as not being contained within your policy’s coverage
- Determining that the cause of your home’s damage was something other than the causes covered in your claim
While no one wants to see their homeowner’s claim denied, it’s not the end of the story, and you shouldn’t let this denial stop you from going after your rightful compensation.
It’s Time to Consult with an Experienced Orange County, Florida, Insurance Claims Attorney
If your homeowner’s claim has been denied, the dedicated Orange County insurance claims attorneys at The Law Offices of Jerrod Paul, are fully committed to skillfully fighting for a resolution that will provide you with the compensation you need to cover your damages in their entirety. Your case is important, so please don’t hesitate to contact us online or call us at (407) 588-0343 today.BACK TO BLOG